Keeping track of one’s money is high atop nearly everyone’s To-Do list. Creating and maintaining a budget—especially if one is looking to buy or has already moved into a new home—is a daunting task, indeed. Welcome to the world of new mobile technology, where a number of free and useful apps are available to fulfill everyone’s budgetary needs. Keep reading for the latest in budgeting apps.
Of course, most banks, credit card issuers, and investment companies have their own apps for customers who wish to transfer money, pay bills, and check interest rates; however, with increasingly sophisticated mobile technology, other companies are providing all-encompassing financial and budgetary apps. And the best part is that they are absolutely free and are compatible with Apple and Android devices.
Among the most helpful and popular are:
Quicken Mobile App
With Quicken’s improved mobile app, individuals can:
- Check account balances and spending against one’s budget
- View personal finance information while traveling
- Sync checking, savings, investment, and credit cards to one’s mobile device
- Enter cash transactions or input manual entries
- Categorize transactions to keep track of money
- Sync mobile and desktop devices
- Attach receipts to transactions
Additionally, Quicken protects customers’ sensitive data with 128-bit and 256-bit encryption and password-protection.
Mint lets customers connect all of their accounts in one easy to access place to track all spending, review transactions, pay bills, and double-check their balances before spending. Mint.com also facilitates setting up payment reminders, receiving account notifications such as for low balances or payment reminders, and can be synced between mobile and desktop devices.
Easy Envelope Budget Aid (now known as Goodbudget)
EEBA/Goodbudget lets customers create a budgeting system using virtual envelopes to categorize and track spending while the app keeps a running total. This app can also sync across multiple devices which is particularly helpful if multiple household members share a common budget.
This helpful app lets customers stay up-to-date with the latest market news and data and enables them to track their favorite companies and indices. Further, Bloomberg provides videos, expert interviews, and the ability to watch the 24/7 network through one’s device.
In addition to these free apps, iTunes provides access to other, low-cost similar apps such as:
- Debt Manager
- IOU Debt Manager
For more information about how you can budget better for a new home purchase, or for all of your homebuying and selling needs, please contact us at Realty Executives By Realty Choice.